Thursday, September 10, 2009

http://www.consumersunion.org/
THE ONLY WAY TO STOP THESE LOAN SHARKING GREEDY BASTARDS....LEARN!
You may have bought one for your college student to make your life easier. Or you may have given one as a gift, just because you couldn’t figure out what to give. Or you may have one in your own wallet right now.
But have you ever had a moment when there wasn't as much money on that plastic card as you thought there should be? Prepaid cards -- those credit-card-looking pieces of plastic that you can buy with cash -- can nickel and dime you to death. In fact, we found that some prepaid cards can cost you more than $50 a month in fees.
If you’ve experienced excessive fees or other problems with your prepaid card, we’d like to hear about it. The more we know, the better job we can do fighting for reforms that make sure the cash you have on a card is the cash you get to spend.
Tell us about your prepaid card experience here so we can help you get the best deal.
Prepaid cards are a growing business. Marketed as “the checking account alternative” and “banking on your own terms,” they sound good to tens of millions of Americans. Because they look like a credit card and often carry a VISA or MasterCard logo, consumers and merchants alike find them easy to use. But the truth is, prepaid cards do not have the same protections as debit and credit cards.
And the fees can add up quickly. Consumers who use these cards are being charged to activate the card, for using it monthly, for not using it enough, for checking their balance, for adding more funds, and on and on and on. Worse, if your prepaid card is lost or stolen, or strange charges suddenly appear, you may not be protected.
Take a minute to tell us your story using prepaid cards so we can fight for a better deal.
And if you know someone who uses prepaid cards, please forward this to them so they can tell us about their experiences, too.
Sincerely,Michelle Jun
DefendYourDollars.orgA project of Consumers Union1535 Mission StreetSan Francisco, CA 94103

Saturday, September 5, 2009


NOVEL IDEA.....FIND OUT FOR YOURSELF.

http://www.healthbeatblog.org/

http://www.salon.com/opinion/conason/2009/03/09/healthcare/

The questions our healthcare debate ignores

Why does every developed nation except the U.S. have universal healthcare? Why do they pay half as much in medical costs? Why are their infant mortality and longevity statistics superior?

By Joe Conason


A great op-ed from www.opednews.co

Americans: A Silly People Concerned by the Inane While the World Burns By Grant Lawrence (about the author)

This controversy over President Obama giving an address to school students is a perfect example of stupidity gone berserk.

I guess many Americans have never heard of a civics lesson or that their President is supposed to represent the people. No, a lot of Americans think that President Obama's talk urging students to stay in school and get an education is an evil tyrannical plot to control the minds of kids.

Now keep in mind that schools don't have to show President Obama's speech and that it is on a topic all Americans should endorse, this speech is considered by the nearly lunatic here in America as a type of totalitarian gimmick straight out of Hitler's Germany or Stalin's Soviet Union.

A bizarre state Senator Steve Russell says, "As far as I am concerned, this is not civics education — it gives the appearance of creating a cult of personality. This is something you'd expect to see in North Korea or in Saddam Hussein's Iraq."

The type of reasoning displayed by state Senator Russell is what passes for leadership here in much of America.

So while we have 2 wars raging, the banksters have looted the treasury, real unemployment is running near 20%, a depression grows, and 100 million Americans are without adequate healthcare, we have Americans upset over an address the President wants to give to students.

I am completely serious when I write that I sometimes feel as if I am trapped amongst a type of zombie race of people that have lost common sense and reasoning by a mass disease that attacks and destroys the frontal lobe.

But in reality, Americans are the product of a mass of people raised on commercial television and fascist political propaganda. Americans have been told what to think, what to buy, how to behave, and how to feel from corporate advertising and ideology that is instilled in them in every aspect of their lives. Americans believe that their consumerist thoughts and behaviors are somehow individualistic, but they are programed into them from their earliest childhood.

The result of this total corporatist brain washing of nearly all Americans is that they have lost their awareness and their reason.

We are presently facing a fascist agenda that has contributed to the collapse of our ecosystem along with the collapse of a world economy. It is imperative that Americans move past the lies, the programming, the propaganda, and the ignorance presented by the Military Industrial Mind Control Complex and into Awareness and Good Sense.

Want to do something to help stop the Wars...Stop the funding.

Double Medal of Honor winner Gen. Smedley Butler said after World War I, "war is a racket."
TRUTH.....from www.truthout.org

Why the Wars Roll on: Ban Campaign Money From Outside the District

Friday 04 September 2009 by: Ralph Lopez, t r u t h o u t | Perspective

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Civilians carry a victim of a NATO airstrike in Afghanistan. (Photo: AFP)

As public opinion tips against the US military presence in Afghanistan, and Congress talks about "doubling down," as the pullout from Iraq is accompanied by steadily increasing violence, and talk turns to slowing or halting the pull-out, the question the anti-war public must ask itself is: What now? War funding for Iraq continues despite two consecutive Democratic majorities elected expressly to stop it. Obama's high-stakes 2008 Super Bowl ad blared "Getting Us Out of Iraq," and it worked. He was elected. But the cold hard fact seems to be emerging that, regardless of public opinion, the wars will roll on.

The occasional heroic Congress member or senator will call for a timetable, an exit plan or a halt to war funding, but despite lots of heat generated in the debate, the war bills seem to pass at the end of the day. This is because incumbents' real constituents are no longer the people who live in the district. The real power, the money which pays for television ad blitzes and the all-important donations to the local Little League, comes from far away.

Very few people know that on average 80 percent of their Congress members' and senators' campaign funds come from outside the district, and largely from outside the state. They come from industries like defense, telecommunications and financial services. What do they get for these contributions, even in cases when the Congress member votes against those contributors' positions on certain bills?

The 1976 US Supreme Court decision, Buckley v. Valeo, which equated money with "free speech," affirmed your right to buy your own congressman. But it did not explicitly affirm your right to buy mine. Since that decision, the amount of money in politics has skyrocketed and is at all-time highs. Also at record-breaking highs are the pay-offs, like bailouts for the auto and financial services industries.

The savings and loan bailout of the nineties, at $200 billion, was chump change compared to the $700 billion TARP slush fund of today, which rewards financial services companies for the subprime mortgage fiasco. In searching for an answer to how the $3 trillion Iraq war can drag on despite three years of Democratic majorities in Congress elected to end it, follow the money.

The citizen's watchdog group MAPlight.org has found that congressmen who voted for TARP, the "Troubled Assets Relief Program," received nearly 50 percent more in campaign contributions from the financial services industry (an average of about $149,000) than congressmen who voted no. Legislators who voted for the automobile industry bailout in 2009 received an average of 40 percent more in "contributions" from that industry (the less politic call them "bribes") than those who voted against it. And House Energy and Commerce Committee members who voted yes on an amendment in 2009 favored by the forest products industry, to allow heavier cutting of trees, received an average of $25,745 from the forestry and paper products industry. This was ten times as much as was received by each member voting no. This pattern repeats itself over and over.

True, contributions don't guarantee a particular legislator will vote your way. But neither will he or she filibuster your bill or go on TV to ask rude questions about impacts to taxpayers or consumers. Arguably, that could be called hush money.

What we have arrived at is a system of industries, defense, financial, telecommunications, health insurance, trail lawyers and the rest, looking to appease those who, as Richard Nixon said, can do something for them, or something to them. Take one example: Sen. Daniel Inouye (D-Hawaii), who chairs the powerful Senate Appropriations Committee. This is the final hurdle for war appropriations bills after they pass the House. No war bill gets to the president's desk until it gets past Inouye, who can stop it cold, send it into perpetual conference committee loops or change it in a dozen ways. As one might guess, money comes pouring in to Inouye from defense contractors from across the country:

Campaign contributions to Sen. Daniel Inouye from the defense industry, ex-district.

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Inouye takes in $160,000 from corporations not in his district that have a financial interest in war. Double Medal of Honor winner Gen. Smedley Butler said after World War I, "war is a racket."

How do we change this? We can call for reform which forbids money from outside the district. If money from PACs or individuals is to be equated with "free-speech," then let it be confined to its rightful boundaries. There are now "free speech zones" for anti-war protesters, who welcome some public figures into town. So, the idea of geographically restricting some speech in the public interest is well established.

By halting money from outside districts, connections between business interests and committee members will be by coincidence, not forged as unholy alliances, which may conflict with the interests of real constituents. The influence of the defense industry over key committee members and House and Senate leaders will be diluted. The principle of Buckley v. Valeo, that money equals free speech, remains intact. But congressmen will still answer to constituents, the way they are supposed to. Of course, citizens are always free to work their hearts out for whomever they want.

When two-thirds of the nation's wealth is owned by just ten percent of the population, as is the case in the United States, that ten percent has a lot more money to give than the other 90 percent: therefore, the interest of society in limiting the corrupting influence of money across geographical boundaries is clear. MAPlight.org found that money travels outward from wealthy zip codes to poorer ones.

If congressmen were not meant to represent geographical constituents, the founders wouldn't have drawn district maps. Campaign finance is now a frenzy of interests shopping for committee members and chairpersons across the country. The industry determines which committees are targeted. The reason incumbents no longer pay attention to constituents who are overwhelmingly against bailouts, or strongly anti-war, is that their real bosses will always give them enough money to bury any challenger in a blizzard of negative TV ads.

Why should Boeing Aircraft (maker of the Apache helicopter,) which doesn't even have a shop or an office in my district, be allowed to give money to my congressman in Boston? (It does.) He shouldn't be worrying about what Boeing thinks. He should be worrying about what I and my neighbors think. Without any extraneous distractions.

If there is one thing congressmen hate, it's being embarrassed and tongue-tied in public. If he or she won't go to the mat to end the wars, or for any other issue important to the district, then ask your representative what's the deal with that contribution from the real estate company in Arizona. Or what have you. If your congressman is using your district's leather seat (it belongs to the district, not to any one person or set of outside interests) in that historic, marble-filled chamber to represent you, vigorously, then there's no problem. If not, further questions are in order.


Ralph Lopez has been published in the Boston Globe, the Baltimore Sun, the Chicago Tribune, and other smaller newspapers. He has a degree in economics and political science from Yale University. He has reported from Afghanistan, and at present lives in Cambridge, Massachusetts.












Wednesday, September 2, 2009

American Casino documentary film trailer

A new documentary opening today in New York takes on the subprime crisis, tracking its roots on Wall Street and Washington and profiling some of its victims, mainly African American families who lost their homes.
http://www.democracynow.org/

The United States can condemn other countries for their actions against international journalists, case in point::: the attention Bill Clinton received after negiotating the release of the two women journalists from North Korea.....yet the USA, the Pot; is calling the kettle black...
The united states needs to do its own inventory......

http://www.reuters.com/article/mediaNews/idUSL242067020090902
Iraqi Journalist Detained for a Year Without Charge by U.S. Forces Despite Iraqi Court Order to Release Him
A year ago today, U.S. and Iraqi forces raided the home of Iraqi journalist Ibrahim Jassam, a freelance photographer working for Reuters. Soldiers seized his computer hard drive and cameras. He was led away, handcuffed and blindfolded. For the past year the U.S. military has held Jassam without charge. Ten months ago the Iraqi Central Criminal Court ordered his release for lack of evidence but the U.S. military refused to release him claiming he was a “high security threat.”

Tuesday, September 1, 2009

NRDC ACTIVIST ALERT: September 1, 2009
Tell Congress to close the "Halliburton Loophole" to protect drinking water from contamination !!!!
Hydraulic fracturing is an oil and gas production technique that involves the injection of fluids, often containing toxic chemicals, into oil or gas wells at very high pressure.
Although the Safe Drinking Water Act regulates most forms of underground injection in order to protect drinking water sources, in 2005 Congress passed the "Halliburton Loophole," which exempts hydraulic fracturing from the law's reach (the exemption was given that name because Halliburton is one of the companies that provide hydraulic fracturing services). Since the exemption was enacted, hydraulic fracturing operations have been linked to contaminated drinking water in communities around the country.
Legislation to repeal the exemption has recently been introduced in both the House and Senate. Among other things, the legislation would require public disclosure of the chemicals used in hydraulic fracturing fluids.
== What to do ==
Send a message urging your senators and representative to co-sponsor legislation to repeal the Halliburton Loophole (H.R. 2766/S. 1215).
https://secure.nrdconline.org/site/Advocacy?cmd=display&page=UserAction&id=1308&autologin=true&JServSessionIdr001=rmc4e9edb3.app305a